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Banking Services for Small and Medium Size Enterprises (SME’s)

If you are a small or medium size business owner and you aspire to grow it, Al Rajhi bank gives you the opportunity to benefit from one of our banking services and solutions designed fulfill your financial needs through a specialized dedicated team available to provide the best financial services.​

We can help you through our “Kafala” program:

“kafala” program has been tailored in collaboration with Jordan loans Guarantee Corporation, aiming to help small and medium size businesses to secure the needed financial facilities after validating its feasibility study.

Program features:

  • Islamic sharia compliant.
  • Dedicated team to help SME’s customers.
  • Finance up to JOD 250,000 for commercial sector.
  • Finance up to JOD 550,000 for industrial sector.
  • Possibility to secure suitable grace period.
  • 70% finance guarantee from Jordan Loans Guarantee Corporation.

What is an SME?

Any profitable activity is considered small / medium acting in accordance with applicable laws and rules of Hashemite Kingdome of Jordan enjoying annual turnover and sales of (300,000 - 3,000,000) JOD.

Purpose of finance:

  • Buying fixed assets and / or financing working capital requirements, tenor of financing.


  • Product Tenor
    Working Capital Financing
    12 months
    Fixed assets financing
    60 months