A creative perspective to Shariah compliant financial risk management
We at Al Rajhi Treasury are committed to provide you with a range of comprehensive Shariah compliant financial risk management solutions to suit your everyday business needs.
- Long-term investments
- High-quality efficient and professional services
- Low-risk competitive prices with flexible investment periods
Enjoy the benefits of our Treasury
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DSA (Deferred Sale Agreement):
This is a Shariah compliant commodity Murabaha investment with banks and other financial institutions. The counterparty has to enter into a Deferred Sale Agreement with the bank. This can be used for JOD and other major currencies. The bank purchases commodity from the market for spot delivery and sells it to the counterparty for spot delivery, deferred payment. The bank facilitates the re-sell of the commodities in the market on behalf of the counterparty and will arrange payments. The counterparty need not maintain any broker relationship and the sale and purchase are completely handled by Al Rajhi. No third party involvement between Al Rajhi and the counterparty.
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DI (Direct Investment):
This is a fully Shariah compliant alternative to conventional term deposit products. Investments are structured using commodities. The investor can plan his investment horizon according to his cash flow requirements. Yields are competitive in comparison to the conventional products. The product is available in JOD and other major currencies.
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Spot FX:
The bank provides foreign exchange services to settle the value (spot) in two working days for the bank’s clients who wish to trade or cover commercial exposures in different currencies.
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