Commodity finance:

A product which is compliant with the Islamic Sharia, through which our customers can own the commodities they require such as electronic equipment , cars and construction materials Based on the murabaha basis so that the bank buys the commodity and sells it to the customer with a profit value known to both parties. In a very convenient installments program, and a very competitive Murabaha rate.

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Types of financing:

  • Financing of new or used cars (No Mortgage)
  • Finance of furniture and electrical appliances
  • Financing of construction materials


  • Financing up to JD 70,000.
  • Flexible tenor up-to 8 years.
  • The possibility of Family joint income is considered.
  • Murabaha starts from 3.5%.
  • Sharia compliant product.
  • Without guarantor.
  • Free Takaful Insurance, compatible with Islamic Sharia.

Terms of financing:

  • The work period should not be less than 6 months for the private sector and 3 months for the public sector.
  • The net monthly income should not be less than 250 JD for the public sector and 350 JD for the private sector.

Required documents:

  • Transfer your salary to the bank.
  • Valid ID Statement of account for the last six months (signed & stamped).
  • The last salary slip.
  • Valid ID.
  • Proof of Residence (Water or Electricity Bill) and If the client resident is rental, the client should provide the bank with the leasing contract and Water or Electricity Bill.
  • P.O. Box and Zip Code.
  • Salary transfer letter.
  • The commodity price quotation, including the details of the commodity and the seller.

* The bank holds the right to require any additional documents to complete the application. ​