Savings Account

The Savings Account is designed to give you a safe and convenient way to save and grow your money with ease, offering flexibility that suits your daily needs and future plans. We provide you with Shariah-compliant halal returns, calculated by the bank in accordance with the provisions of Islamic Shariah, so you can invest your money with confidence and peace of mind.

Start today in building your financial future, make saving a habit that leads you to stability, and stay prepared for everything with Al Rajhi Bank.

Savings Account Rewards – Terms & Conditions

These general terms and conditions apply to the Savings Account rewards at Al Rajhi Bank:

• Applicable to all individual savings accounts in Jordanian Dinar (JOD) only.
• Applicable to individual customers only.
• The minimum balance required to participate in the monthly prize draw is JOD 500, and JOD 2,000 to participate in the quarterly draw (car) and the year-end prize (JOD 100,000).
• The minimum average monthly balance required for individual savings accounts to qualify for the monthly draw is JOD 500, and JOD 2,000 for the quarterly draw (car) and the year-end prize (JOD 100,000).
• The minimum balance required to participate in the monthly prize draw for children’s savings accounts (under 18 years) is JOD 200.
• The minimum average monthly balance for children’s savings accounts (under 18 years) eligible for the monthly draw is JOD 200.
• Every JOD 100 equals one entry in the draw, provided the minimum balance requirement is met.
• Customers may be granted additional winning chances based on the account opening or activation date.
• Customers must provide approval and consent for name publication, advertising, and photography within 7 days.
• The Bank has the right to announce the winners’ names through any media it deems appropriate after obtaining prior consent. If consent is not granted, the customer forfeits the prize and another winner will be selected.
• Winners must collect their prize within one month from the date of notification.
• If the winner does not collect the prize within one month despite being contacted, the prize will be forfeited.
• Prizes cannot be transferred to any other party.
• Winners of monthly prizes will be excluded from subsequent monthly draws during the same year (each account is eligible to win one monthly prize per year only).
• Bank employees, their spouses, and children are excluded from participating in the prize draws.
• Winners of the car prize must complete the vehicle registration procedures at their own expense and in accordance with applicable regulations.
• The Bank shall not be responsible for any consequences faced by the winner after prize delivery.
• All taxes, fees, and expenses (if any) shall be borne by or deducted from the winner.
• Accounts will be classified as dormant after two years of no withdrawal or deposit activity. A dormant account fee of JOD 2 per month will apply.
• Dormant accounts are excluded from participating in prize draws.
• Zero-balance accounts are excluded from prize draws.
• Accounts subject to the following security or compliance codes are excluded from the Savings Account prize draws: incomplete accounts, monitored or inactive customer accounts, delinquent accounts, seized accounts, deceased customer accounts, legally classified accounts, accounts under review/monitoring, and dormant accounts.
• A low balance fee of JOD 1 per month will be charged if the account balance falls below JOD 100.
• The program is valid from 07/02/2026 until 31/12/2026.
• Prize draws will be conducted under the supervision of the designated draw committee and in accordance with approved procedures.
• A representative from the Central Bank of Jordan will attend prize draws for Savings Account prizes valued at JOD 10,000 or more.
• Prizes are not considered guaranteed returns, nor a substitute for investment profits, and do not affect the mechanism for calculating and distributing profits, in accordance with Islamic Shariah principles.
• The rewards program is subject to approval by the Bank’s Shariah Supervisory Board and will be implemented in compliance with its resolutions and Islamic Shariah rulings.
• Quarterly reports detailing the prizes awarded, the number and names of beneficiaries, and whether prizes were collected will be submitted to the Central Bank of Jordan.
• The Bank reserves the right to exclude any savings account that does not comply with the above terms and conditions.
• The Bank reserves the right to suspend the campaign at any time, provided that an official announcement is made through the same advertising and promotional channels used for the campaign.

To view prizes and draw dates, click here

To learn how to open a Savings Account, click here

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